Last updated November 2026
Know your customer and business
We verify the identity of directors, signatories and beneficial owners, and confirm the legal existence, good standing and ownership structure of every applicant entity.
Anti-money laundering
Applications are risk-rated and subject to AML review, including politically exposed person screening and enhanced due diligence where risk indicators are present.
Sanctions screening
Applicants, owners, counterparties and project jurisdictions are screened against applicable sanctions lists before progressing and periodically thereafter.
Source of funds
We verify the source of sponsor equity, repayment sources and, where relevant, digital asset wallets.
Insurance provider verification
Insurers must be licensed in their jurisdiction. Every policy is confirmed directly with the insurer, independent of the applicant, before it is recorded as verified. We never present an upfront fee as an insurance premium unless a genuine policy exists and the payment is properly authorized.
Digital asset compliance
USDT settlement is offered only where lawful, subject to regulatory approval, wallet screening and travel rule requirements.
Regulatory status
Lending and digital asset activity is conducted only through appropriately licensed entities or partners in each jurisdiction. We do not claim licences or approvals we do not hold.
This document is provided for general information and should be reviewed by qualified legal counsel in each jurisdiction where APEX CAPITAL operates before reliance.